:root{--navy:#0A3168;--navyd:#072449;--yellow:#FAC813;--ink:#1b2536;--mut:#5b6b80;--bg:#f5f8fc;--line:#e2e9f3}
*{box-sizing:border-box}body{margin:0;font-family:"Segoe UI",Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:var(--navy)}img{max-width:100%}
.topbar{background:var(--navyd);color:#cfe0f5;font-size:13px}
.topbar .wrap{display:flex;gap:22px;flex-wrap:wrap;justify-content:space-between;padding:8px 20px;max-width:1120px;margin:0 auto}
.topbar b{color:#fff}.topbar a{color:var(--yellow);text-decoration:none;font-weight:700}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:5}
header .wrap{max-width:1120px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.logo{font-weight:800;letter-spacing:.5px;font-size:20px;line-height:1.1}.logo small{display:block;font-size:11px;letter-spacing:3px;color:var(--yellow)}
nav{display:flex;gap:18px;flex-wrap:wrap;margin-left:auto}nav a{color:#fff;text-decoration:none;font-weight:600;font-size:14px}
.btn{display:inline-block;background:var(--yellow);color:#072449!important;text-decoration:none;font-weight:800;padding:11px 22px;border-radius:30px;font-size:14px}
.btn.outline{background:transparent;color:#fff!important;border:2px solid #fff}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.hero{background:var(--navy);color:#fff;padding:54px 0 60px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:center}
.hero h1{font-size:46px;line-height:1.08;margin:0 0 14px}.hero h1 em{font-family:Georgia,serif;color:var(--yellow)}
.hero p{color:#d7e4f6;font-size:17px}.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.visual{background:linear-gradient(135deg,#123f7d,#0a2a56);border:2px dashed #7fa3d0;border-radius:18px;min-height:280px;display:flex;align-items:center;justify-content:center;text-align:center;color:#cfe0f5;padding:20px;font-size:14px}
.stats{background:var(--yellow);color:#072449}.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;padding:18px 20px;text-align:center}
.stats b{font-size:26px;display:block}.stats span{font-size:13px;font-weight:600}
section{padding:52px 0}section.alt{background:var(--bg)}
.kicker{color:var(--navy);font-weight:800;letter-spacing:2px;font-size:12px;text-transform:uppercase}
h2{font-size:32px;line-height:1.2;margin:8px 0 10px;color:var(--navy)}h3{color:var(--navy);margin:0 0 6px}
.lead{color:var(--mut);max-width:720px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}.card p{color:var(--mut);font-size:15px}
.card a{text-decoration:none}.card a h3:hover{text-decoration:underline}
.check{list-style:none;padding:0}.check li{padding-left:28px;position:relative;margin:9px 0}.check li:before{content:"\2713";position:absolute;left:0;color:#fff;background:var(--yellow);border-radius:50%;width:20px;height:20px;text-align:center;line-height:20px;font-size:12px;font-weight:800;color:#072449}
.steps{background:var(--navy);color:#fff}.steps h2{color:#fff}.steps .card{background:#123f7d;border-color:#1d4e8f;color:#d7e4f6}.steps .card h3{color:var(--yellow)}.steps .card p{color:#d7e4f6}.steps .num{font-size:30px;font-weight:800;color:var(--yellow)}
.sample{display:inline-block;background:#b00020;color:#fff;font-size:11px;font-weight:800;letter-spacing:1px;padding:3px 9px;border-radius:20px;margin-bottom:10px}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px}
.tile{background:linear-gradient(135deg,#dbe7f6,#f3d97a);border-radius:12px;min-height:130px;display:flex;align-items:center;justify-content:center;color:#33475e;font-size:13px;font-weight:600;text-align:center;padding:10px}
.faq details{border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0;background:#fff}
.faq summary{font-weight:700;color:var(--navy);cursor:pointer}.faq p{color:var(--mut)}
.book{background:var(--navy);color:#fff}.book h2{color:#fff}.book .wrap{display:grid;grid-template-columns:1fr 1fr;gap:32px}
form{background:#fff;border-radius:14px;padding:22px;color:var(--ink)}form input,form select,form textarea{width:100%;padding:11px;border:1px solid var(--line);border-radius:8px;margin:6px 0 12px;font-size:14px}
form button{background:var(--yellow);border:0;font-weight:800;padding:12px 20px;border-radius:30px;width:100%;cursor:pointer}
footer{background:var(--navyd);color:#b9cbe4;font-size:14px}footer .wrap{padding:34px 20px;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
footer b{color:#fff}footer a{color:#b9cbe4;text-decoration:none}
.band{background:var(--navy);color:#fff;padding:40px 0}.band h1{margin:0;font-size:38px}.band p{color:#d7e4f6}
.cta-band{background:var(--yellow);text-align:center;padding:34px 20px}.cta-band b{font-size:22px;color:#072449}
.note{font-size:13px;color:var(--mut)}
@media(max-width:800px){.hero .wrap,.book .wrap,.stats .wrap,.grid,.tiles,footer .wrap{grid-template-columns:1fr}.hero h1{font-size:34px}}